The summer hols are over, and this this week sees millions of children returning to school in the UK. And to add to their concerns and fears will be the knowledge that many will…

July was a busy month on the frontline of employee benefits - with much movement from the legislators on subjects as diverse as the Health and Work Service, Freedom of Pensions,…

Last night the Department for Work and Pensions (DWP) published “Scenario analysis of future pension incomes”. Although lacking a catchy title, the document does provide a useful analysis of the savings that the…

As I mentioned in my post last month (link below), the Freedom of Pension proposals are something of a gamble - or at the very least an educated guess -…

It’s highly unusual for me to get involved in the employee benefits debate from the benefits industry, rather than sponsoring employer, perspective. Yet on occasion I do see the necessity to…

Jelf Employee Benefits have produced an official update regarding the Freedom of Pensions announcements this week. If you would like to view this, please follow the link below: Freedom of Pensions Update Document…

HM Treasury yesterday published the Government’s response to the Freedom of Pensions consultation (the landmark legislation change first announced in George Osborne’s March budget speech). The full document can be viewed…

In the noughties we passed through the red-tape joke that was pensions “simplification”. Many readers will be aware that this exercise ultimately produced a legislation landscape that is perhaps more…

Recently a lot of my time has been given over to communicating the benefits and challenges that George Osborn’s Freedom of Pensions announcements suggest to UK savers, employers, and indeed the benefits industry. One…

Income Protection is one of the most important (and relevant) of employee benefits, yet it struggles to get the same media air-play as pensions. So why is this, and what can…