Residential Landlords Insurance

If you’re letting your property – regardless of whether you have 1 or 100 – protecting your assets is likely to be high on your agenda. But arranging property insurance for a tenanted property is very different to arranging building or contents insurance for your own home (we can help with Home Insurance too). You’re facing different risks. And in response to this, many insurers impose restrictions and increased premiums for tenanted properties. 

 

We can provide a Landlord Insurance that enables you to arrange more appropriate, wider insurance cover while keeping the premiums competitive. And all of this is backed by our own high standard of service.

 

As standard, our Landlord Insurance includes*:

 

  • Accidental damage cover for buildings and landlord’s fixtures and fittings
  • Cover for accidental and malicious damage caused by tenants, subject to policy excess
  • Cover for properties between lets for up to 60 days (terms and conditions apply after 60 days unoccupancy)
  • Cover for fly tipping
  • Cover for damage following the illegal cultivation of drugs
  • Tenant non-invalidation clause
  • Property Owners legal protection
  • Access to a qualified claims assessor to assist with the preparation of large claims over £25k
  • 24/7/365 claims notification facility with access to an approved network of contractors & disaster restoration specialists.

 

Loss of rental income*:

 

  • Loss of, or reduction in rental income following insured damage
  • Cover provided until the property is re-let up to 36 months
  • Loss of rent following damage to managing agent’s premises
  • Cost of re-letting

 

Property Owner’s Liability*

 

  • Limit of indemnity £5,000,000

 

*subject to policy terms and conditions

 

Find your local office

 

Get a more complete cover with our optional services

 

In addition to arranging insurance, property owners have other obligations they need to meet – not least protecting the safety and welfare of the occupiers. Our expertise means we can also offer access to a range of additional services to complement our property insurance.

 

Find out more about our complimentary services.

 

Making a claim – support when it matters most

 

If your insurance is with Aviva, please contact their 24/7 claims line on 0844 891 5054 to get a speedy response to your claim. 

 

For all other insurance providers, please contact Davies Total Claims Solutions on 0344 856 2377 who will make sure you get the help you need when you need it most.