Group risk
Taking good care of your employees
| • | Death-in-service benefits |
| • | Income protection (PHI) |
| • | Critical illness |
Employers are increasingly recognising the importance of providing employee protection benefits as part of an overall remuneration package, but cost can be a concern. However, bearing the cost of a comprehensive benefits package should, in part, be outweighed by the loyalty and commitment it generates.
That said, you’ll want to ensure that the cost of providing your group risk benefits, such as death-in-service, income protection (PHI) and critical illness cover, are kept in check.
At the Jelf Group, we believe that ongoing review is essential and we continually review our clients’ portfolios to ensure that they are getting the best value. Our comprehensive audit includes:
| • | A review of existing covers to ensure that they meet your needs |
•
| An assessment of your company documentation to ensure your benefits match your commitments to employees |
| • | A legislative check to ensure compliance with current legislation |
| • | A cost analysis in respect of both premiums and adviser fees/commission |
For more information, please