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Direct Care Insurance

Why do you need it?

Our Direct Care product has been designed for individuals who employ personal assistants or carers under the UK Government Initiative Scheme, receive direct payments, personalisation or individual budgets or privately fund the employment of carers or personal assistants.

We offer three levels of cover, all of which include the following:

  • Protection should your carer or personal assistant cause you injury whilst working for you
  • Cover in the event of the theft of your belongings (including cash) by a carer or personal assistant
  • Cover for the additional costs incurred should your carer or personal assistant fail to attend
  • Access to a customer service helpline 24 hours a day, 7 days a week.

How we can help

Having an insurance policy provides bespoke cover for individuals who employ carers or personal assistants. Our cover packages start from just £62.50 per year.

Find out more from our dedicated team

Quote and buy online below. Need advice first? Our team can help. Call us on the number below or send us an online enquiry.

What is included? 

We offer three levels of cover, Bronze, Silver and Gold, to give you the flexibility to choose what suits you best. 

Our basic package is the bronze package which gives you:

• protection should your carer/personal assistant cause you injury whilst working for you
• cover in the event of the theft of your belongings (including cash) by a carer/personal assistant
• cover for the additional costs incurred should your carer/personal assistant fail to attend
• access to a customer service helpline 24 hours a day, 7 days a week
• up to £20 million of employers liability insurance
• up to £5 million public liability insurance.

See below for further details about our Gold and Silver packages. 

Our gold cover package

For £88.50, you will receive even greater protection by choosing gold cover which includes everything in the bronze package plus:

• up to £100,000 of legal expenses insurance
• up to £10,000 of personal accident insurance.

Our silver cover package

For £78.50, you get the added protection which silver cover provides, including everything in the bronze package plus:

• up to £100,000 of legal expenses insurance.

Our bronze cover package

Get our basic cover today for just £62.50 per year. 

Ready to renew?

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