Employ US nationals? Help them get the healthcare they need

Individuals in the UK observing the ongoing US healthcare saga will no doubt feel grateful to have access to the NHS. It is well documented that healthcare treatment in the US is by far the most expensive in the world. The lack of a “free at the point of use” option means that sourcing a suitable health insurance policy is vital to all individuals residing in the US. The problem is that this is becoming an increasingly complex market to navigate.

Obamacare vs Trumpcare

In 2010 the US Government introduced the Patient Protection Affordable Care Act (PPACA). Also known as Obamacare, its aims included:

  • Transforming the US health insurance market
  • Reducing the rate of uninsured residents

President Trump has since declared his intent to repeal the Act. May 2017 saw The House of Representatives pass a new healthcare bill. The new bill moved the President a step closer to implementing his version of the legislation; “Trumpcare” or the American Health Care Act. A number of concerns have already been raised about the impact of “Trumpcare”. The Congressional Budget Office (CBO) estimates that it would lead to over 24 million more uninsured Americans by 2026, than the current healthcare act.

Meeting your healthcare requirements

Whichever healthcare Act eventually wins out, the point will remain that treatment costs in the US are the highest in the world by far.

Up to now, options for foreign nationals in the US with a green card looking to source compliant healthcare cover have been limited. Especially if their employer didn’t provide appropriate corporate cover.

The good news is there is a new solution in the UK market that is the first of its kind. It’s designed to meet the minimum essential coverage requirements of the PPACA. The plan is available to:

  • Foreign nationals who have relocated to the US and obtained a green card,
  • US citizens relocating abroad and retaining their green card.

The application process is seamless with auto acceptance and medical history disregarded as standard.

David Hilton, Senior International Account Manager at Jelf, says,

“Health insurance in the US is vital. We’re thrilled to be able to offer this innovative new plan to our clients.” He continues, “Supporting clients who have obtained residency status in the US has been difficult. We are delighted to be able to offer a robust solution.”

For more information, speak to your Jelf consultant, call 0333 920 8011, or email

  • health and wellbeing
  • employee benefits
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