Recruitment insurance

Umbrella Choice




In conjunction with Hiscox, we have created Umbrella Choice, a package of insurance designed especially for umbrella companies, Accountancy/Payroll and workers using their services. We also provide insurance for CIS cardholders, single person limited companies and self-employed contractors.

Such is the depth and quality of the cover on offer, it can accommodate most high-risk areas and incorporates a wide definition of “business” coverage.

General features include:


  • Flexibility to cater for PSCs, CIS workers and other sole traders where required.
  • Cover for claims arising worldwide (USA/Canada is available on request).
  • No requirement to submit non-standard contracts.
  • No contractual liability exclusion.
  • Internet cover, Email cover and Business HR automatically included.
  • Includes Criminal Prosecution Defence costs cover in relation to prosecution under Health & Safety legislation and the Corporate Manslaughter and Corporate Homicide Act 2007.
  • Data Protection Prosecution Costs cover.

Download more information


For a detailed overview of this package, please click here. Alternatively, you can download an Umbrella Choice proposal form.