Business Interruption Insurance

Business Interruption Insurance

Most people understand the role of property insurance in protecting against the risks faced by a business. But an area commonly overlooked is the role Business Interruption Insurance has to play.


While property insurance may cover the cost of repairing or rebuilding your premises, machinery and stock, it’s all too easy to underestimate the extent of loss of income these events can cause and the affect this can have on your business.



Interrupting the interruptions to your business


By including suitable levels of cover into your main policy, we can arrange Business Interruption Insurance that will help you protect your business, putting it back on track, maintaining your trading position following a loss to your business. 


Business Interruption Insurance can help with:


  • Loss of gross revenue – to directly cover loss of business income, typically for those supplying a service whose operations are suspended.
  • Loss of gross profit – to pay ongoing rent, wages and all necessary over-heads – as well as providing for net profit – whilst you are unable to supply products to your clients.
  • Increased cost of working – even if an unexpected event might not necessarily have a material or prolonged impact on income, you are likely to incur additional expenditure – such as renting temporary premises, hiring additional staff or equipment – in order to minimise any interference to the business. 


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