With life expectancy increasing, your pension fund needs to provide an income for a longer period of time. Many of us put off arranging a pension because we feel we need to know more about them before we invest – something most of us simply don’t make the time for. Increasing life expectancy, combined with concerns about the ability of the state to provide for future generations, creates a greater need to save for our futures. This is putting a pension scheme very high up on the wish list of today’s job seeker. Modern company pension schemes can play an important part in attracting and retaining quality candidates. Jelf has a wealth of experience in reviewing company pension arrangements and is well placed to help employers prepare for changes in pension legislation, particularly those linked to the major reforms that will come into force in 2012.