
Employee absence is a significant cost to 90% of businesses according to research from the Chartered Institute of Personnel & Development (CIPD)
Their latest employee absence survey (2007) reveals that, on average, sickness absence costs employers £659 per employee every year.
As one of the UK’s leading independent healthcare intermediaries, we use our experience and scale to negotiate the most appropriate cover on behalf of our clients.
We have access to a comprehensive range of UK products and services, and utilise our position in the market to develop bespoke products that support businesses of all sizes.
A well designed healthcare programme can help manage the absence-related risk to your business and should achieve the following:
> Provide a highly valued employee benefit for staff
> Provide HR professionals with an effective tool to help manage sickness absence levels > Alleviate the financial impact of claims
> Aid recruitment and improve staff retention levels
The Jelf Group can provide your business with an integrated healthcare solution that will achieve the above through the following services.
Private Medical Insurance (PMI)
If the worst should happen and an employee is taken ill, private medical insurance can give them access to prompt treatment, helping them to avoid NHS waiting lists, and hopefully enabling a speedy recovery.
Because we’re independent, we can source PMI solutions from the UK’s leading health insurance providers, to make sure you have the right cover in place for your employees and your business; and because of the strong relationships we have with our suppliers, we have been able to negotiate some of the most competitive prices and contracts available in the market.
International PMI
Working outside the UK, and outside NHS coverage, brings a different challenge to UK businesses. We can also provide PMI advice for companies with employees based overseas.
Private dental insurance
As more and more dentists go private, finding NHS dental care is increasingly difficult. Dental insurance provides cover for private treatment and is a very well received employee benefit for a very competitive premium.
Health screening
Screening can provide vital early diagnosis of many medical conditions. Whether you choose a company-funded programme for key staff or a discounted voluntary scheme for your entire workforce, screening can help reduce the risk, and therefore the cost of absence.
Employee assistance programmes
Stress can be triggered by any number of things either at home or in work. Employee assistance programmes offer a confidential telephone based counselling facility for staff, helping to prevent stressful situations becoming stress related absences.
Absence management and occupational health
An effective absence management strategy can deliver a significant return on investment, whilst benefiting employees and the overall business operation.
We’ll help you to identify the cause of sickness absence, uncovering and highlighting trends helping you to manage absence better. Our service is designed to make the cost of absence in your business measurable and manageable.
Occupational health is inextricably linked with absence management. Our occupational health service can help employees get back to work quicker and provide you with an insight into how your working environment impacts the health of your workforce, meaning that potentially unrecognised risks can be addressed before they become a problem for your employees or your business.
Elite claims service
This service has been designed to reduce the work involved in managing the administration of your healthcare offering.
We can communicate your scheme by producing branded scheme booklets; manage membership changes – adding new members when they join and removing those who have left the scheme; and provide HR teams with monthly statements to keep them informed of scheme uptake and usage.
As well as administering your scheme, we can also provide a dedicated helpline for those wishing to make a claim, taking any additional stress out of what could potentially already be an unpleasant situation

“The Jelf Group has provided Specsavers with outstanding service in all areas of our healthcare requirements. They manage our membership databases and claims, and negotiate with insurers on our behalf. They are sensitive to our needs, and dedicated to our satisfaction. Nothing is too much trouble and results are always delivered on time and with a smile. The Jelf Group has a proven track record in always going the extra mile, whenever necessary, and it is this level of service and commitment that continues to strengthen the relationship.”
Henry Mowbray
Specsavers

