We can help your employees plan for their future and we can help you to promote a healthy lifestyle amongst your workforce
Dealing with more sensitive issues such as critical illness or even death can be much more difficult however. The Jelf Group can help both the employer and employee through these emotional situations by providing a robust and competitive suite of employee protection benefits.
Protection benefits are relatively low cost but rate very highly with employees and offer peace of mind to those with dependants. They form a critical part of an employer’s benefits package and promote a culture of care to the workforce at a measurable cost.
We have extensive knowledge and expertise in the often complicated world of protection benefits and provide advice and administration services to many organisations – ranging from small start-up companies to large multinationals.
The list below summarises the employee protection benefits we can provide for our clients:
Group life assurance
– death-in-service pensions
– unapproved life cover
– excepted life cover
Income protection
Critical illness
Accidental death and disability
The Jelf Group can provide you with the support of a dedicated team of experienced risk consultants and administrators. We will take the time to understand your needs and provide you with the advice you need to successfully manage your employee protection benefits. Our team has a depth of knowledge in available products, insurance markets, and administrative issues; and as a major presence in the market we are able to considerably influence insurers, negotiate the best terms for clients and resolve any problems quickly and effectively.
Claims management
Claims need to be managed effectively and this requires specialist skill and attention. We can offer as much assistance as you need when claims arise, to ensure that the process is as smooth as possible and delays are avoided.
Underwriting
Ensuring that your employees are properly insured is a top priority. Should any underwriting be required, we’ll ensure that this is identified immediately and any periods where full cover is not in place are kept to an absolute minimum.
Communication
Employee protection benefits can really improve employer/ employee relations when properly explained and communicated. We provide our clients with communication materials suitable for their particular workforce whether through internal communications such as announcements, leaflets and benefit booklets or employee presentations.
Market reviews
Whether you just want to benchmark your premium or consider a full scale review of your current benefit provision, the Jelf Group can conduct a market review that will guide you every step of the way. We have a passion for ensuring that our clients get the most competitive terms available whilst ensuring that premiums are kept at a sustainable and manageable level.
“Jelf provide expert advice and management on the schemes through implementation, day-to-day queries, taxation and renewal. Jelf Group comes highly recommended by ICG, they reduce our administration burden and give us peace of mind knowing that we are market competitive and fully compliant.”
Jenny Purshouse
ICG plc